Last updated: 2026. These terms apply to powermymoney.in and to any guides, calculators or forms available on it.
PowerMyMoney, operated by Atul Naval, provides personal finance education, money coaching and mutual fund distribution services. Content on this site is general in nature and does not consider your individual financial situation.
I am an AMFI Registered Mutual Fund Distributor (ARN-249709). I am not a SEBI Registered Investment Adviser, and nothing on this site should be treated as investment advice under the SEBI (Investment Advisers) Regulations, 2013.
As a mutual fund distributor, I receive commission from Asset Management Companies on investments made through my ARN. I do not charge you an advisory fee for mutual fund distribution. Commission structures are disclosed on request and in the scheme documents of the respective funds.
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance is not indicative of future returns. The value of investments can go down as well as up, and you may get back less than you invested.
Insurance requirements discussed during coaching are facilitated through licensed business associates who specialise in insurance. PowerMyMoney does not solicit, sell or service insurance products, and is not an IRDAI registered intermediary.
All calculators, guides and downloadable material on this site are illustrative educational tools. They use assumptions you provide and do not guarantee any outcome, return or tax treatment. Verify important numbers with your fund house, tax adviser or with me before acting on them.
This site links to independent platforms such as Nivesh, ZFunds, Mutual Funds Sahi Hai, CVL KRA and KFintech. Those platforms have their own terms and privacy policies, and I am not responsible for their content, availability or security. PowerMyMoney will never ask you for your platform passwords, OTPs or KYC credentials.
If something goes wrong, write to me first at atul.naval@gmail.com. I aim to acknowledge within 3 working days and resolve within 30 days.
If you are not satisfied, you may escalate to AMFI at amfiindia.com (quoting ARN-249709), or to SEBI through the SCORES portal at scores.sebi.gov.in.
To the extent permitted by law, I am not liable for any investment loss, indirect or consequential loss arising from the use of this site or its educational content. Decisions you take on your investments remain yours.
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These terms may be updated from time to time. Continued use of the site after an update means you accept the revised terms.